NO DEPOSIT NEEDED
Rates from 9.9% APR. Representative APR 19.9%. Carki is a credit broker, not a lender.
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You can start searching with just a few details. We use these to find the best quotes for you.
We look at your specific requirements & compare what’s available from our trusted suppliers.
Once you’ve selected the perfect deal for you, a member of our team will take care of the rest.
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
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Yes, it's possible to get car finance with bad credit, although it may be more challenging and may come with higher interest rates and stricter terms than if you had good credit.
There are a few options available for those with bad credit who need car finance.
Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.Representative example: Borrowing £6,500 over 5 years with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly payment would be £172.09 per month, with a total cost of credit of £3,825.40 and a total amount payable of £10,325.40.
We look to find the best rate from our panel of lenders based on your eligibility. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way. Feel free to contact ourselves for more information.
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Hire purchase (HP) is a way of financing a car without paying the entire cost upfront.
You pay a deposit receive the car and throughout the duration of the contract you will continue to pay a monthly payment then at the end of the contract the car is completely yours.