NO DEPOSIT NEEDED
Rates from 9.9% APR. Representative APR 19.9%. Carki is a credit broker, not a lender.
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Once you’ve selected the perfect deal for you, a member of our team will take care of the rest.
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
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Hire purchase (HP) car finance is a type of car financing where the car is purchased through a hire purchase agreement. In a hire purchase agreement, you agree to make regular payments over a set period of time, typically between 12 and 60 months, to purchase the car.
Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.Representative example: Borrowing £6,500 over 5 years with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly payment would be £172.09 per month, with a total cost of credit of £3,825.40 and a total amount payable of £10,325.40.
We look to find the best rate from our panel of lenders based on your eligibility. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way. Feel free to contact ourselves for more information.
What's the benefit of HP?
Will I own the car?
Why should I choose HP?
Hire purchase (HP) is a way of financing a car without paying the entire cost upfront.
You pay a deposit receive the car and throughout the duration of the contract you will continue to pay a monthly payment then at the end of the contract the car is completely yours.